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                                        It's natural to think that becoming a millionaire. obviously! But after reading this case, you will know how easy it is to become a millionaire. You can become a millionaire by starting with just five hundred rupees, as the saying goes. If the three principles of equity investment, regularity, and long-term investment are invested, then the dream of women to become millionaires can also come true. But for that, they need to get timely guidance from an expert advisor. Here's how to become a millionaire.

                        If we set a goal and keep moving towards that goal we will indeed get there on time. The bigger the goal, the faster you have to accelerate. Also, its duration has to be decided. Living frugally and thinking about the future, if you invest the maximum amount of money, then the return in the future means that such a large amount will fall into your hands. That is, no one can stop you from becoming a millionaire. but when managing this, you should first study how much your income is and how much it costs the rest of the money should be diverted to investments with less money to invest in your income.

                             As the flood progressed, so did the amount of investment. The amount should be invested in the right place with the advice of experts. For that, regularity in your investment and speed of money growth are the two important things. They need to be explained. Your portfolio needs to be rebalanced according to market conditions. If your investment is consistent and the pace of growth is slow, then you will need a lot of time to raise Rs 1 crore, plus a large investment. If you want to accelerate the growth of the money you are investing, you can get one crore in less time, less investment.

                           What happens if you keep money at home to keep it safe? Inflation will consume that money and you will lose. Because of Petrol at Rs. 62 /-a liter in 2015, now in 2021 it is Rs. 110 / - a liter. In 2015, a liter and a half of petrol used to cost Rs. This means that in the last five to six years, the purchasing power of money has decreased by 0.9270 to 75%, which means that my maltreated man sit her T has eaten up Rs. 70 out of Rs. If you keep money in the house, if you look at the history of loss, it should be understood that it was 1990, petrol was Rs. 8 per liter per year. mult.com 2002 sach has gone over a hundred rupees today. It has increased. Petrol for 100 rupees today will be Rs. If your money is not growing at this rate then surely all the members of the family should be aware that you are moving towards poverty. Money should be carefully managed through financial planning, the answers to these questions should be found by the leading members of the family i.e. husband and wife. 

1) What is the monthly income of the family 

2)what percentage of the money is spent? 

 3) What percentage of total income do we save?

 4) What percentage of the savings is invested?

 5) What percentage of my money is growing?  

6) For what risks I have taken in my money  

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the answer to these questions is how many years you can make a fortune of Rs 1 crore if your money is invested in a plan like life insurance as a safe investment by six percent and you are investing Rs 5,000 per month.

So it will take you forty-two years to raise one crore rupees, if you do the same investment through PPF, you get an 8% increase and in 35 years it will be one crore. The same investment in mutual funds yields a return of 12%. And in 27 years it will be 1 crore. If the same investment is made in a place or plan where a 15% growth rate is achieved, then one crore will be accumulated in twenty-three years. This example shows how important the growth rate of money is ... The value of money decreases in the future, this is the most important thing we should keep in mind. Therefore, one crore of that time will not be equal to the present value.

The following figures show the value of today's one crore in the future. (Inflation is generally assumed to be 6% per annum.)

PERIOD YEARS	TODAY'S VALUE	FUTURE VALUE
10 years	1 crore	56 lakh
15 years	1 crore	42 lakh
20 years	1 crore	31 lakh
25 years	1 crore	23.39 lakh
30 years	1 crore	17.41 lakh
35 years	1 crore	13 lakh
40 years	1 crore	9.8 lakh

  This means that even if you think the amount of Rs 1 crore is big nowadays, the purchasing power in that money will be lessened due to rising inflation. Therefore, the value of its value in the future can be seen from the table above

After deciding to create one crore assets, a question arises in mind, what is the investment plan that can get higher returns? To get the right answer you need to study the investment plans available. Mutual fund stock market etc. should be explained. Apart from that how to get the benefit of compound interest by investing on a regular/monthly/quarterly/annual basis. This should also be studied. If you want a good return on your investment, you must invest in the stock market

A stock market is a great option. There is a risk here. The stock market is a gamble so you should not stay away from it. Looking at the history of the last forty years, the Sensex, which was Rs 100 in 1981, has now reached Rs 50,000 in January 2021. The biggest misfortune is that the general public is not ready to believe in it even with a return of 16.38%, so you should study the market, safety and risk management are also very important financial management. You need Rs 1 crore in the future, you need to be prepared to take such risks. You can achieve your financial goals by investing in the right plan tools. The return will be the same as the risk.

The biggest mistake you can make when investing, in the long run, is to consider safe investment tools. Let's look at an example of that. The bullock cart is a safe vehicle and the four-wheeler (car) is a risky vehicle. We always read the newspaper in the morning, when we read the news that many people have been killed in a car accident. Sometimes accidents happen in front of our eyes or we hear about the accidents from our relatives and this we conclude that if we travel in a four-wheeler we are more likely to be cheated by an accident. Traveling through this is a huge risk. A bullock cart accident on the opposite side never happens. No one has ever been killed there. The bullock cart is a means of safe travel. We use it to be safe; But if you think about how many kilometers you have to go through it every day, it will not be convenient to use a bullock cart for a long distance. I mean, if you think of going to Mumbai by bullock cart as a safe journey, then time, distance and other things will not match. The same thing will happen with your investment, no doubt. If you invest in LIC as a long-term safe investment, you will get a 5% return. Over the years, Bank F.D. If you are investing in postal schemes, you will get low-interest rates. Through the stock market, many companies are consistently offering growth rates ranging from 15% to 30%. The previous twenty vehicles by the mutual fund

The returns are 15% to 22% per annum. If you stay away from investing in such a place with the negative thinking that there is a risk, money is lost, you will not get the expected return.

Investing is not a risk for you. We must realize that our ignorance is the real risk. We have to understand the risks, we have to be wise. We must stay close to those who give us wisdom. Only then should the investment be made. Just as you gain the skills to drive a four-wheeler and then drive independently or get a good driver and overcome the difficulties that come your way while covering long distances in less time, so you should make an investment decision. If you know how to manage money in your life, then money will flow to you. It will grow and come back. Money will work for you, otherwise, in the name of security, you will be able to reach a long distance like Mumbai by bullock cart, time, labor, expenses and life will be free, can it continue? Think about it ...

Which of the following is the best option you have to raise a crore? Here is an attempt to present the history and current situation regarding the returns given by safe options and risky options. The purpose of this article is to help you understand the basics of investing in a way that will help you to find the right solution to your problem.